10 River St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 10 River St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 2020
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Jul 2022)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U004 B:33`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U004 B:33`
Alternative APN	`3012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3012
Street Address	10 RIVER ST
City	BERWICK
State	ME
Zip	03901-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	33
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2022
Census Tract	32001

Owner

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 RIVER ST, BERWICK, ME 03901-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOLY ROSARY CU
Dec 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage INLAND MORTGAGE CORP
Sep 24, 2018	Deed of Trust, Transfer DOWD PROPERTIES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20222022030581
Deed Book / Page	19074 / 514
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0190740514
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERWICK ME
Recording Date	Jul 20, 2022
Property Address	10 RIVER ST, BERWICK, ME 03901-2236
Document Number	0190740514
Book / Page	19074 / 514
Instrument Date	Jul 12, 2022
Instrument	2022030581
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIVER ST, BERWICK, ME 03901-2236

Mortgage

Document Number	2022030582
Date	Jul 20, 2022
Instrument	2022030582

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2032
Max Rate At Change	2%
Index	1-Year CMT
Margin	2

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Dec 14, 2020
Property Address	10 RIVER ST, BERWICK, ME 03901-2236
Document Number	0184870158
Book / Page	18487 / 158
Instrument Date	Dec 11, 2020
Instrument	2020064518
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 JOYCE ST, SOMERSWORTH, NH 03878-1707

Mortgage

Document Number	2020064519
Date	Dec 14, 2020
Instrument	2020064519

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	10 RIVER ST, BERWICK, ME 03901-2236
Document Number	0178080684
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	BAY AREA TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 MIDDLE ST PORTLAND ME 041014232, PORTLAND, ME 04101-4232

Mortgage

Document Number	0178080684
Date	Sep 26, 2018
Book Page	017808/000684
Instrument	40518

Lender

Name	DOWD PROPERTIES LLC
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+4.58%)	$400,900 (-) Land $103,600 Building $297,300
2024	$4,999.00 (+10.38%)	$400,900 (+62.18%) Land $103,600 Building $297,300
2023	$4,529.00 (+0.56%)	$247,200 (-) Land $74,000 Building $173,200	$216,695
2022	$4,504.00	$247,200 Land $74,000 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Fiber	1,000 / 600

May also be available: AT&T, T-Mobile USA, Verizon.

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