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25 Ridge Lake Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 25 Ridge Lake Rd, Saint Augustine, FL 32086

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,471 sqft · built 2022
Lot Size0.05 acres (2,178 sqft)
Owner2 Trust Names on File
Last Sale$325,000 (Mar 2024)
Tax Bill$4,205 (2025)
Deeds & MortgagesMar 2024 Sale
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN101671-0390

Property Details

APN / Parcel Number

Primary APN101671-0390

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,471 sqft Living Area
Gross Area1,795 sqft
1st Floor Area654 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area19 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address25 RIDGE LAKE RD
CitySAINT AUGUSTINE
StateFL
Zip32086-5962
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description106/18-23 PARK RIDGE LOT 39 OR5918/782
Legal Range29
Legal Township07
Legal Section36
Legal SubdivisionPARK RIDGE
Legal Block1
Legal Lot Number39
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1016
Census Tract21301

Owner

25 Ridge Lake Rd, a townhouse, is held in a trust since March 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of Record2 Trust Names on File
Mailing Address21230 TREEVIEW LN, MILLSBORO, DE 19966-3155
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer
PONTE VEDRA TITLE LLC
Oct 24, 2022Special Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2024 · Amount on File
Deed SaleMar 20, 2024 · Amount on File
Prior SaleOct 24, 2022 · Amount on File
Deed Document Number202420900
Deed Book / Page5918 / 782
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 20, 2024
Property Address25 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962
Document Number0059180782
Book / Page5918 / 782
Map ReferenceMB 106 PG 18-23
Instrument DateMar 19, 2024
Instrument2024020900
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address119 SHELL CREEK CT, SAINT AUGUSTINE, FL 32086-6092

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21230 TREEVIEW LN, MILLSBORO, DE 19966-3155

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 24, 2022
Property Address25 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962
Document Number0056531523
Book / Page5653 / 1523
Map ReferenceMB 106 PG 18-23
Instrument DateOct 21, 2022
Instrument2022098896
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,036.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1102 ALA NORTH #102102, 102102, PONTE VEDRA BEACH, FL 32082

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962

Mortgage

Document Number0056531525
DateOct 24, 2022
Instrument5653/1525
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 25 Ridge Lake Rd was $4,205, up 11.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,265 (-7.67%) Land $68,000 Building $196,265$264,265 (-7.67%) Land $68,000 Building $196,265
2025$4,205.00 (+11.86%)$286,209 (+2.89%)$286,209 (+2.89%) Land $68,000 Building $218,209
2024$3,759.00 (+31.66%)$278,160 (+14.28%)$278,160 (+14.28%) Land $60,000 Building $218,160
2023$2,855.00 (+296.53%) Homeowner's exemption$243,412 (+334.66%)$243,412 (+334.66%) Land $60,000 Building $183,412
2022$720.00$56,000$56,000 Land $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25 Ridge Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2001–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Ridge Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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