22 Ridge Lake Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 22 Ridge Lake Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,484 sqft · built 2022
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2026)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101671-0450`

Property Details

APN / Parcel Number

Primary APN	`101671-0450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	1,795 sqft
1st Floor Area	654 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	311 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	19 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 RIDGE LAKE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5962
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	106/18-23 PARK RIDGE LOT 45 OR5605/1222
Legal Range	29
Legal Township	07
Legal Section	36
Legal Subdivision	PARK RIDGE
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1016
Census Tract	21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202644893
Deed Book / Page	6370 / 1254
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 27, 2026
Property Address	22 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962
Document Number	0000044893
Book / Page	6370 / 1254
Instrument Date	May 26, 2026
Instrument	202644893
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,030.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RIDGE LAKE RD, SAINT AUGUSTINE, FL 32086-5962

Mortgage

Document Number	0000044894,
Date	May 27, 2026
Instrument	202644894

Lender

Name	TEXANA BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,268 (+0.18%) Land $68,000 Building $191,268	$259,268 (-7.62%) Land $68,000 Building $191,268
2025	$3,309.00 (+13.13%) Homeowner's exemption	$258,814 (+5.99%)	$280,652 (+14.93%) Land $68,000 Building $212,652
2024	$2,925.00 (+2.09%)
2023	$2,865.00 (+199.69%) Homeowner's exemption	$244,194 (+336.06%)	$244,194 (+336.06%) Land $60,000 Building $184,194
2022	$956.00	$56,000	$56,000 Land $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ridge Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures