25 Red Cedar Parc Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 25 Red Cedar Parc Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,800 sqft · built 1996
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2025)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A972000712`

Property Details

APN / Parcel Number

Primary APN	`A972000712`
Alternative APN	`2-0066-7562-00-0066.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000712
Street Address	25 RED CEDAR PARC CT
City	O FALLON
State	MO
Zip	63368-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	CHERRYWOOD PARC #3 LOT 66
Legal Subdivision	CHERRYWOOD PARC #3
Legal Lot Number	66
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311735

Owner

25 Red Cedar Parc Ct is owned and occupied by an individual who bought it in February 2025.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 20, 2019	Quit Claim Deed, Transfer FIRST ST BK/ST CHARLES
Apr 26, 2018	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2025 · Amount on File
Deed Sale	Feb 3, 2025 · Amount on File
Prior Sale	Mar 20, 2019 · Amount on File
Deed Document Number	20254346
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0070490013
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	0000009338
Date	Mar 2, 2026
Instrument	2026R-009338

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	2021R025127
Date	Mar 22, 2021
Instrument	2021R-025127

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2019
Property Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Document Number	0070490013
Book / Page	007049 / 000013
Instrument Date	Mar 12, 2019
Instrument	124330
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 RED CEDAR PARC CT O FALLON MO 633686603, O FALLON, MO 63368-6603

Mortgage

Document Number	70490015
Date	Mar 20, 2019
Book Page	007049/000015
Instrument	124340

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2018
Property Address	25 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Document Number	0069100068
Book / Page	006910 / 000068
Instrument Date	Apr 23, 2018
Instrument	226040
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 RED CEDAR PARC CT O FALLON MO 633686603, O FALLON, MO 63368-6603

Mortgage

Document Number	69100070
Date	Apr 26, 2018
Book Page	006910/000070
Instrument	226050

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Red Cedar Parc Ct was $3,466, up 4.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,865 (-)	$283,502 (-) Building $283,502
2025	$3,466.00 (+4.15%)	$53,865	$283,502 Building $283,502
2024	$3,328.00
2023		$50,213
2022			$264,279 Land $50,000 Building $214,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Red Cedar Parc Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Red Cedar Parc Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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