22 Red Cedar Parc Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 22 Red Cedar Parc Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,936 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Mar 2019)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A972000706`

Property Details

APN / Parcel Number

Primary APN	`A972000706`
Alternative APN	`2-0066-7562-00-0060.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	1,080 sqft
Basement Area	1,056 sqft
Finished Basement	800 sqft
Unfinished Basement	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000706
Street Address	22 RED CEDAR PARC CT
City	O FALLON
State	MO
Zip	63368-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	CHERRYWOOD PARC #3 LOT 60
Legal Subdivision	CHERRYWOOD PARC #3
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311735

Owner

22 Red Cedar Parc Ct is owned and occupied by two individuals who bought it in March 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage THE HOME LOAN EXPERT LLC
Feb 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 29, 2019	Warranty Deed, Transfer · VA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Feb 2, 2006 · Amount on File
Deed Document Number	2019139560
Deed Book / Page	7052 / 1365
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0038480254
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	0000052384
Date	Sep 23, 2022
Instrument	2022R-052384

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	2021R058260
Date	Jul 12, 2021
Instrument	2021R-058260

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070340987
Date	Feb 8, 2019
Book Page	7034/0987
Instrument	20190208000061030

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Document Number	0072351196
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 RED CEDAR PARC CT O FALLON MO 633686603, O FALLON, MO 63368-6603

Mortgage

Document Number	0072351196
Date	Feb 24, 2020
Book Page	007235/001196
Instrument	109990

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 29, 2019
Property Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603
Document Number	0070521365
Book / Page	7052 / 1365
Map Reference	MB 33 PG 255&256
Instrument Date	Mar 28, 2019
Instrument	20190329000139560
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OAK BLUFF DR, 15, LAKE SAINT LOUIS, MO 63367-1801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RED CEDAR PARC CT, O FALLON, MO 63368-6603

Mortgage

Document Number	20190329000139580
Date	Mar 29, 2019
Instrument	20190329000139580

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22 Red Cedar Parc Ct was $4,496, up 2.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,063 (-)	$368,754 (-) Land $60,000 Building $308,754
2025	$4,496.00 (+2.14%)	$70,063	$368,754 Land $60,000 Building $308,754
2024	$4,402.00
2023		$66,630
2022			$350,685 Land $50,000 Building $300,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Red Cedar Parc Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Red Cedar Parc Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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