Somerset County and Bernards Township property record for 25 Ramapo Dr, Basking Ridge, NJ 07920 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,986 sqft · built 2001 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,430,000 (Aug 2023) |
| Tax Bill | $25,425 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10901-0000-00003 |
| Primary APN | 02-10901-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,986 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Old Parcel Number | 02001742100064 |
|---|---|
| Street Address | 25 RAMAPO DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: ELKINS |
| Legal Block | 10901 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 52605 |
Source: Somerset County and Bernards Township records · APN 02-10901-0000-00003
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET VALLEY BANK |
| Aug 30, 2023 | Deed, Transfer · Conventional Mortgage SOMERSET SAVINGS BANK SLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Feb 14, 2002 · Amount on Record |
| Deed Document Number | 202322650 |
| Deed Book / Page | 7522 / 1439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 19, 2026 |
| Property Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Document Number | 0000014012 |
| Book / Page | 7682 / 728 |
| Instrument Date | May 14, 2026 |
| Instrument | 202614012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Document Number | 0000014012, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 7682/728 |
| Instrument | 202614012 |
| Name | SOMERSET VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 30, 2023 |
| Property Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Document Number | 0000022650 |
| Book / Page | 7522 / 1439 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023022650 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,599.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Name | Verified Name |
|---|---|
| Address | 25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222 |
| Document Number | 0000022651 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023022651 |
| Name | SOMERSET SAVINGS BANK SLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615,900 (+7.28%) Land $432,600 Building $1,183,300 | $1,615,900 (+7.28%) Land $432,600 Building $1,183,300 | |
| 2025 | $25,425.00 (+5.96%) | $1,506,200 (+21.86%) Land $432,600 Building $1,073,600 | $1,506,200 (+21.86%) Land $432,600 Building $1,073,600 |
| 2024 | $23,995.00 (+9.66%) | ||
| 2023 | $1,236,000 (+13.59%) Land $343,400 Building $892,600 | $1,236,000 (+13.59%) Land $343,400 Building $892,600 | |
| 2022 | $21,881.00 | $1,088,100 Land $343,400 Building $744,700 | $1,088,100 Land $343,400 Building $744,700 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350526051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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