25 Ramapo Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 25 Ramapo Dr, Basking Ridge, NJ 07920 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,986 sqft · built 2001
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$1,430,000 (Aug 2023)
Tax Bill$25,425 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-10901-0000-00003

Property Details

APN / Parcel Number

Primary APN02-10901-0000-00003
Alternative APNs
  • 0200174002100064
  • 02001742100064

Interior

Building Area3,986 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area38,333 sqft (0.88 acres)

Location & Zoning

Old Parcel Number02001742100064
Street Address25 RAMAPO DR
CityBASKING RIDGE
StateNJ
Zip07920-4222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: ELKINS
Legal Block10901
Legal Lot Number3
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group1
Census Block1000
Census Tract52605

Owner

Source: Somerset County and Bernards Township records · APN 02-10901-0000-00003

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET VALLEY BANK
Aug 30, 2023Deed, Transfer · Conventional Mortgage
SOMERSET SAVINGS BANK SLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleFeb 14, 2002 · Amount on Record
Deed Document Number202322650
Deed Book / Page7522 / 1439
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateMay 19, 2026
Property Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222
Document Number0000014012
Book / Page7682 / 728
Instrument DateMay 14, 2026
Instrument202614012
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222

Mortgage

Document Number0000014012,
DateMay 19, 2026
Book Page7682/728
Instrument202614012
Lender
NameSOMERSET VALLEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateAug 30, 2023
Property Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222
Document Number0000022650
Book / Page7522 / 1439
Instrument DateJun 15, 2023
Instrument2023022650
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,599.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 RAMAPO DR, BASKING RIDGE, NJ 07920-4222

Mortgage

Document Number0000022651
DateAug 30, 2023
Instrument2023022651
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateSep 01, 2028
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year T-Bill
Max Rate11.8%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,615,900 (+7.28%) Land $432,600 Building $1,183,300$1,615,900 (+7.28%) Land $432,600 Building $1,183,300
2025$25,425.00 (+5.96%)$1,506,200 (+21.86%) Land $432,600 Building $1,073,600$1,506,200 (+21.86%) Land $432,600 Building $1,073,600
2024$23,995.00 (+9.66%)
2023$1,236,000 (+13.59%) Land $343,400 Building $892,600$1,236,000 (+13.59%) Land $343,400 Building $892,600
2022$21,881.00$1,088,100 Land $343,400 Building $744,700$1,088,100 Land $343,400 Building $744,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350526051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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