22 Ramapo Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 22 Ramapo Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,111 sqft · built 2001
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Jul 2015)
Tax Bill	$21,662 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-10801-0000-00089`

Property Details

APN / Parcel Number

Primary APN	`02-10801-0000-00089`
Alternative APNs	`0200174002600003` `02001742600003`

Interior

Building Area	3,111 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Old Parcel Number	02001742600003
Street Address	22 RAMAPO DR
City	BASKING RIDGE
State	NJ
Zip	07920-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD5
Legal Description	ADDITIONAL LOTS: ESSEX
Legal Subdivision	HILLS SEC 03 07 & 23 PH 02
Legal Block	10801
Legal Lot Number	89
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1007
Census Tract	52605

Owner

22 Ramapo Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 RAMAPO DR, BASKING RIDGE, NJ 07920-4219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on File
Deed Sale	Jul 28, 2015 · Amount on File
Prior Sale	Sep 29, 2011 · Amount on File
Deed Document Number	201530954
Deed Book / Page	6810 / 658
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	22 RAMAPO DR, BASKING RIDGE, NJ 07920-4219
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002149
Date	Jan 14, 2022
Book Page	7417/869
Instrument	2022002149

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	22 RAMAPO DR, BASKING RIDGE, NJ 07920-4219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036830
Date	Aug 18, 2020
Book Page	7238/3107
Instrument	2020036830

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ramapo Dr was $21,662, up 7.2% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,357,300 (+5.77%) Land $416,900 Building $940,400	$1,357,300 (+5.77%) Land $416,900 Building $940,400
2025	$21,662.00 (+7.21%)	$1,283,300 Land $416,900 Building $866,400	$1,283,300 Land $416,900 Building $866,400
2024	$20,205.00
2023		$1,018,300 Land $327,600 Building $690,700	$1,018,300 Land $327,600 Building $690,700
2022	$18,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Ramapo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ramapo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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