25 Puffin Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 25 Puffin Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,877 sqft · built 2005
Lot Size	0.135 acres (5,873 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Aug 2011)
Tax Bill	$9,288 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`037-480-008-4`

Property Details

APN / Parcel Number

Primary APN	`037-480-008-4`
Alternative APN	`037-480-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,877 sqft Living Area
1st Floor Area	1,164 sqft
2nd Floor Area	1,713 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	5,873 sqft (0.135 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25 PUFFIN CIR
City	OAKLEY
State	CA
Zip	94561-1797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8679 L8
Legal Subdivision	SUBDIVISION 8679
Legal Tract	8679
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1023
Census Tract	302011

Owner

25 Puffin Cir is owner-occupied and held in a trust since July 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer
Aug 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage HUEY T THOMAS ETUL
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 18, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2011 · Amount on File
Deed Sale	Aug 19, 2011 · Amount on File
Prior Sale	Apr 18, 2011 · Amount on File
Deed Document Number	2011169256
Last Transfer Date	Jul 11, 2023
Transfer Doc	0000077855
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 14, 2023
Property Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797
Document Number	0000077855
Map Reference	MB 475 PG 1
Instrument Date	Jul 11, 2023
Instrument	2023-077855
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CRANE CT, OAKLEY, CA 94561-1694

Mortgage

Document Number	0000129788
Date	Aug 23, 2022
Instrument	2022-129788

Lender

Name	HUEY T THOMAS ETUL
Type	Private Party
Address	5235 DIAMOND HEIGHTS BLVD APT 319, SAN FRANCISCO, CA 94131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797

Mortgage

Document Number	0000041390
Date	Feb 10, 2021
Instrument	2021-041390

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	25 PUFFIN CIR, OAKLEY, CA 94561-1797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111196
Date	Jul 18, 2019
Instrument	2019-111196

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 25 Puffin Cir was $9,288 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,311 (+2%) Land $35,868 Building $316,443
2025	$9,288.00 Homeowner's exemption	$345,404 Land $35,165 Building $310,239
2023	$9,008.00 (+1.61%) Homeowner's exemption	$331,993 Land $33,800 Building $298,193
2022	$8,865.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25 Puffin Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Puffin Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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