20 Puffin Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 20 Puffin Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,365 sqft · built 2005
Lot Size	0.142 acres (6,180 sqft)
Owner	Individual Name on File
Tax Bill	$10,249 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`037-480-018-3`

Property Details

APN / Parcel Number

Primary APN	`037-480-018-3`
Alternative APN	`037-480-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,365 sqft Living Area
1st Floor Area	1,079 sqft
2nd Floor Area	1,286 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	6,180 sqft (0.142 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20 PUFFIN CIR
City	OAKLEY
State	CA
Zip	94561-1798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8679 L18
Legal Subdivision	SUBDIVISION 8679
Legal Tract	8679
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1027
Census Tract	302011

Owner

20 Puffin Cir is owned and occupied by an individual who acquired it in September 2019.

Source: Contra Costa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 PUFFIN CIR, OAKLEY, CA 94561-1798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CREDIT UNION
Sep 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019
Deed Sale	Sep 18, 2019
Prior Sale	Oct 24, 2014 · Amount on File
Deed Document Number	2019154955
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000154955
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2026
Property Address	20 PUFFIN CIR, OAKLEY, CA 94561-1798
Document Number	0000109473
Instrument Date	Oct 8, 2026
Instrument	2026109473
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9253 SHEARWATER CIR, DISCOVERY BAY, CA 94505-2696

Mortgage

Document Number	0000109473,
Date	Oct 12, 2026
Instrument	2026109473

Lender

Name	PACIFIC SERVICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2019
Property Address	20 PUFFIN CIR, OAKLEY, CA 94561-1798
Document Number	0000154955
Instrument Date	Sep 13, 2019
Instrument	154955
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PUFFIN CIR OAKLEY CA 945611798, OAKLEY, CA 94561-1798

Mortgage

Document Number	154956
Date	Sep 18, 2019
Instrument	154956

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 PUFFIN CIR, OAKLEY, CA 94561-1798
Document Number	0000072921
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	OLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PUFFIN CIR OAKLEY CA 945611798, OAKLEY, CA 94561-1798

Mortgage

Document Number	0000072921
Date	May 9, 2018
Instrument	72921

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Puffin Cir was $10,249.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,179 (+2%) Land $134,842 Building $300,337
2025	$10,249.00	$426,648 Land $132,199 Building $294,449
2023	$9,942.00 (+1.53%)	$410,082 Land $127,066 Building $283,016
2022	$9,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Puffin Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Puffin Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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