25 Plain St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 25 Plain St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,247 sqft · built 2021
Lot Size	3.17 acres (138,259 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2021)
Tax Bill	$15,456 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-010`

Property Details

APN / Parcel Number

Primary APN	`136-010`
Alternative APNs	`FRAN M:211 L:048` `M:136 L:010`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,247 sqft Living Area
Gross Area	10,282 sqft
Basement Area	2,234 sqft
Unfinished Basement	2,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	138,259 sqft (3.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136-010
Street Address	25 PLAIN ST
City	FRANKLIN
State	MA
Zip	02038-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	48
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2006
Census Tract	442103

Owner

25 Plain St is owned and occupied by two individuals who bought it in February 2021.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 PLAIN ST, FRANKLIN, MA 02038-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK
Feb 16, 2021	Quit Claim Deed, Transfer · Conventional Mortgage DEAN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Deed Document Number	202119791
Deed Book / Page	39007 / 51
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	39007-51
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	25 PLAIN ST, FRANKLIN, MA 02038-2626
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040783-320
Date	Aug 30, 2022
Book Page	40783/320
Instrument	77120

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 16, 2021
Property Address	25 PLAIN ST, FRANKLIN, MA 02038-2626
Document Number	0039007-51
Book / Page	39007 / 51
Instrument Date	Feb 9, 2021
Instrument	19791
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PLAIN ST, FRANKLIN, MA 02038-2626

Mortgage

Document Number	0000019792
Date	Feb 16, 2021
Instrument	19792

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Plain St was $15,456, up 7.2% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,456.00 (+7.17%)	$1,330,100 (+8.74%) Land $277,600 Building $1,052,500	$1,075,780 (+7.2%)
2024	$14,422.00 (+4.01%)	$1,223,200 (+10.98%) Land $277,600 Building $945,600	$1,003,485
2023	$13,866.00	$1,102,200 Land $303,000 Building $799,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Plain St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Plain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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