Norfolk County and Franklin Town City property record for 19 Plain St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,440 sqft · built 2007 |
| Lot Size | 1.72 acres (75,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jun 2020) |
| Tax Bill | $11,793 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-007 |
| Primary APN | 136-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 9,189 sqft |
| Basement Area | 1,984 sqft |
| Unfinished Basement | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 75,054 sqft (1.72 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 136-007 |
|---|---|
| Street Address | 19 PLAIN ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRANKLIN |
| Legal Lot Number | 24-1 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 442103 |
19 Plain St is owned and occupied by two individuals who bought it in June 2020.
Source: Norfolk County and Franklin Town City records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION |
| Jan 9, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage DEAN COOPERATIVE BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jun 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 27, 2019 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Deed Document Number | 202063052 |
| Deed Book / Page | 38046 / 125 |
| Prior Transfer Date | Jun 29, 2020 |
| Prior Transfer Doc | 38046-125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041502-56 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 41502/56 |
| Instrument | 74018 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35727-308 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 35727/308 |
| Instrument | 1963 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38879-353 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 38879/353 |
| Instrument | 6474 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jun 30, 2020 |
| Property Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Document Number | 38046-125 |
| Book / Page | 38046 / 125 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 63052 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Document Number | 63053 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 63053 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 19 PLAIN ST, FRANKLIN, MA 02038-2626 |
| Document Number | 37118-540 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 19 PLAIN ST FRANKLIN MA 020382626, FRANKLIN, MA 02038-2626 |
| Document Number | 37118-540 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 037118/000540 |
| Instrument | 78187 |
| Name | ROCKLAND TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 19 Plain St was $11,793, up 6.7% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,793.00 (+6.68%) | $1,014,900 (+8.23%) Land $255,000 Building $759,900 | $983,060 (+4.63%) |
| 2024 | $11,055.00 (+0.77%) | $937,700 (+7.53%) Land $255,000 Building $682,700 | $939,550 |
| 2023 | $10,970.00 | $872,000 Land $278,300 Building $593,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Plain St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2005–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Plain St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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