Morris County and Montville Township property record for 25 Pepper Rd, Towaco, NJ 07082 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,556 sqft · built 1956 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2013) |
| Tax Bill | $13,930 (2024) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00116-0000-00002 |
| Primary APN | 21-00116-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,556 sqft Living Area |
| 1st Floor Area | 2,556 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 29,621 sqft (0.68 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 25 PEPPER RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WILLIAM A HEWLETT PROP SEC 2 |
| Legal Block | 116 |
| Legal Lot Number | 2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records · APN 21-00116-0000-00002
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 PEPPER RD, TOWACO, NJ 07082-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2013 · Amount on Record |
| Deed Sale | May 15, 2013 · Amount on Record |
| Deed Document Number | 201338900 |
| Deed Book / Page | 22322 / 1081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 25 PEPPER RD, TOWACO, NJ 07082-1357 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240931960 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 24093/1960 |
| Instrument | 2021035041 |
| Name | LINCOLN 1ST BANK |
|---|---|
| Type | Bank |
| Address | PINE BROOK, NJ 07058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,900 (-) Land $219,000 Building $302,900 | $521,900 (-) Land $219,000 Building $302,900 | |
| 2025 | $521,900 (-) Land $219,000 Building $302,900 | $521,900 (-) Land $219,000 Building $302,900 | |
| 2024 | $13,930.00 (+3.9%) | ||
| 2023 | $521,900 Land $219,000 Building $302,900 | $521,900 Land $219,000 Building $302,900 | |
| 2022 | $13,407.00 |
Source: FEMA National Flood Hazard Layer, Morris County (34027C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270408052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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