Morris County and Montville Township property record for 23 Pepper Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 1,458 sqft · built 1959 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Nov 2018) |
| Tax Bill | $9,707 (2024) |
| Deeds & Mortgages | Nov 2018 Sale Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00116-0000-00003 |
| Primary APN | 21-00116-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 287 ft deep x 100 ft wide |
| Street Address | 23 PEPPER RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R43 |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Subdivision | MONTVILLE TOWNSHIP SEC 2 |
| Legal Block | 116 |
| Legal Lot Number | 3 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 SHERWIN TER, PINE BROOK, NJ 07058-9451 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2018 | Grant Deed, Transfer OTHER |
| Oct 4, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 6, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Deed Document Number | 201862754 |
| Deed Book / Page | 23446 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Nov 8, 2018 |
| Property Address | 23 PEPPER RD, TOWACO, NJ 07082-1357 |
| Document Number | 0234460174 |
| Book / Page | 023446 / 000174 |
| Instrument Date | Oct 14, 2018 |
| Instrument | 62754 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 PEPPER RD TOWACO NJ 070821357, TOWACO, NJ 07082-1357 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 23 PEPPER RD, TOWACO, NJ 07082-1357 |
| Document Number | 0232220505 |
| Book / Page | 023222 / 000505 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 PEPPER RD TOWACO NJ 070821357, TOWACO, NJ 07082-1357 |
| Document Number | 0232220505 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 023222/000505 |
| Instrument | 61825 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 23 PEPPER RD, TOWACO, NJ 07082-1357 |
| Document Number | 0230620649 |
| Book / Page | 023062 / 000649 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 PEPPER RD TOWACO NJ 070821357, TOWACO, NJ 07082-1357 |
| Document Number | 0230620649 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 023062/000649 |
| Instrument | 2926 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 12, 2044 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,700 (-) Land $214,500 Building $149,200 | $363,700 (-) Land $214,500 Building $149,200 | |
| 2025 | $363,700 (-) Land $214,500 Building $149,200 | $363,700 (-) Land $214,500 Building $149,200 | |
| 2024 | $9,707.00 (+3.9%) | ||
| 2023 | $363,700 Land $214,500 Building $149,200 | $363,700 Land $214,500 Building $149,200 | |
| 2022 | $9,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures