25 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 25 Pearl St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,227 sqft · built 1951
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 2022)
Tax Bill$4,630 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWINL M:13 B:10 L:13

Property Details

APN / Parcel Number

Primary APNWINL M:13 B:10 L:13
Alternative APNs
  • 00340000
  • 340000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,227 sqft Living Area
1st Floor Area525 sqft
Basement Area525 sqft
Unfinished Basement525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number340000
Street Address25 PEARL ST
CityWINDSOR LOCKS
StateCT
Zip06096-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block10
Legal Lot Number13
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group3
Census Block3022
Census Tract476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 PEARL ST, WINDSOR LOCKS, CT 06096-1421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2022 · Amount on Record
Deed SaleDec 2, 2022 · Amount on Record
Deed Book / Page523 / 145
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateDec 2, 2022
Property Address25 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Document Number000523-145
Book / Page523 / 145
Instrument DateNov 19, 2022
Transaction TypeTransfer
Record UpdatedOct 4, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

Mortgage

Document Number1303130024
DateDec 2, 2022
Instrument1303130024
Lender
NameGUILFORD SAVINGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateDec 1, 2029
IndexOther

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$192,990 (+60.1%) Land $55,230 Building $137,760$135,093 Land $38,661 Building $96,432
2024$4,630.00 (+36.5%)$120,540 (-) Land $38,780 Building $81,760
2023$3,392.00 (+8.93%)$120,540 (-) Land $38,780 Building $81,760
2022$3,114.00$120,540 Land $38,780 Building $81,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pearl St

Nearby Streets

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