25 Oxbow Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 25 Oxbow Rd, Framingham, MA 01701

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,422 sqft · built 2017
Lot Size	50.8 acres (2,214,801 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Oct 2023)
Tax Bill	$10,966 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-55-4088`

Property Details

APN / Parcel Number

Primary APN	`41-55-4088`
Alternative APNs	`FRAM M:041 B:55 L:4088 U:053` `M:041 B:55 L:4474 U:053` `F_685488_2945090` `20469`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,214,801 sqft (50.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20469
Street Address	25 OXBOW RD
City	FRAMINGHAM
State	MA
Zip	01701-3691
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	55
Legal Lot Number	4088
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1008
Census Tract	383800

Owner

25 Oxbow Rd, a condominium, is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PATRIOT BANK
Oct 30, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Book / Page	82150 / 7
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	077731-561
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	080415-216
Date	Jul 12, 2022
Book Page	80415/216
Instrument	105497

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	079883-232
Date	Mar 28, 2022
Book Page	79883/232
Instrument	45640

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	077731-564
Date	May 10, 2021
Book Page	77731/564
Instrument	105757

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

October 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Oct 30, 2023
Property Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Document Number	00082150-7
Book / Page	82150 / 7
Instrument Date	Oct 30, 2023
Instrument	123152
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 OXBOW RD # 25-O, 25-O, FRAMINGHAM, MA 01701-3691

Mortgage

Document Number	0000123153
Date	Oct 30, 2023
Instrument	123153

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	May 10, 2021
Property Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Document Number	077731-561
Book / Page	77731 / 561
Instrument Date	May 4, 2021
Instrument	105756
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 OXBOW RD, FRAMINGHAM, MA 01701-3691
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105757
Date	May 10, 2021
Instrument	105757

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 25 Oxbow Rd was $10,966, down 1.9% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,966.00 (-1.94%)	$927,000 (-1.02%) Building $894,700	$842,959 (-11.07%)
2025	$11,183.00 (+10.9%)	$936,600 (+15.73%) Building $936,600	$947,910 (+11.91%)
2024	$10,084.00 (+6.36%)	$809,300 (+11.74%) Building $809,300	$847,020
2023	$9,481.00	$724,300 Building $724,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Oxbow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Oxbow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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