Loudoun County property record for 25 Oak Ln, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,701 sqft · built 1972 |
| Lot Size | 3.02 acres (131,986 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,211 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2017 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 018-19-7717-000 |
| Primary APN | 018-19-7717-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,701 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 1,043 sqft |
| Finished Basement | 1,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 131,986 sqft |
| Garage Type | Basement |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Porch Area | 818 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 25 OAK LN |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-8625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | ARL KEITH SUBD SEC.2 PARCEL A-1 1019--306 C 22704PLAT PC G-127-3 BLA |
| Legal Subdivision | KEITH SUBD |
| Legal Block | 2 |
| Legal Lot Number | A-1 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611207 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 OAK LN, STERLING, VA 20165-8625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Feb 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 27, 2017 | Grant Deed, Transfer · Conventional Mortgage NORTHWEST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2017 |
| Deed Sale | Feb 27, 2017 |
| Prior Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 201712256 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 201507210/048860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 25 OAK LN, STERLING, VA 20165-8625 |
| Document Number | 20200709054459 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 OAK LN STERLING VA 201658625, STERLING, VA 20165-8625 |
| Document Number | 20200709054459 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 54459 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 27, 2017 |
| Property Address | 25 OAK LN, STERLING, VA 20165-8625 |
| Document Number | 20170227012256 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 12256 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 25 OAK LN STERLING VA 201658625, STERLING, VA 20165-8625 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 27, 2017 |
| Property Address | 25 OAK LN, STERLING, VA 20165-8625 |
| Document Number | 20170227012254 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 12254 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 OAK LN STERLING VA 201658625, STERLING, VA 20165-8625 |
| Document Number | 20170227012255 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 12255 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,211.00 (+11.93%) | $1,144,300 (+11.93%) Land $550,700 Building $593,600 | $1,144,300 (+11.93%) Land $550,700 Building $593,600 |
| 2025 | $8,229.00 (-5.02%) | $1,022,330 (+3.24%) Land $340,300 Building $682,030 | $1,022,330 (+3.24%) Land $340,300 Building $682,030 |
| 2023 | $8,664.00 | $990,210 Land $305,300 Building $684,910 | $990,210 Land $305,300 Building $684,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, drainage area under 1 sq mi |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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