24 Oak Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 24 Oak Ln, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,564 sqft · built 1960
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Aug 2005)
Tax Bill	$6,679 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-10-1011-000`

Property Details

APN / Parcel Number

Primary APN	`018-10-1011-000`
Alternative APN	`81 C 2 A1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,564 sqft Living Area
1st Floor Area	1,364 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft
Garage Type	Detached
Garage Area	676 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	284 sqft
Deck Area	Deck Area
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	24 OAK LN
City	STERLING
State	VA
Zip	20165-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	ARL KEITH SUBD SEC.2 PCL.A 200508230094075 C 22704PLAT
Legal Subdivision	KEITH SUBD
Legal Block	2
Legal Lot Number	A
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611207

Owner

24 Oak Ln is owned and occupied by two individuals who bought it in August 2005.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 OAK LN, STERLING, VA 20165-8624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2005 · Amount on File
Deed Sale	Aug 23, 2005 · Amount on File
Prior Sale	Aug 1, 1994 · Amount on File
Deed Document Number	200594075
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	24 OAK LN, STERLING, VA 20165-8624
Document Number	20201215123438
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 OAK LN STERLING VA 201658624, STERLING, VA 20165-8624

Mortgage

Document Number	20201215123438
Date	Dec 15, 2020
Instrument	123438

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 24 Oak Ln was $6,679.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,679.00	$829,740 Land $452,000 Building $377,740	$829,740 Land $452,000 Building $377,740
2023	$5,948.00	$679,800 Land $285,400 Building $394,400	$679,800 Land $285,400 Building $394,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20