25 Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 25 Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,270 sqft · built 1950
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$306,300 (May 2025)
Tax Bill$3,014 (2025)
Deeds & MortgagesMay 2025 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:097 B:017

Property Details

APN / Parcel Number

Primary APNM:097 B:017
Alternative APNs
  • YORK M:0097 B:0017
  • 004690
  • 4690

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
Gross Area2,668 sqft
1st Floor Area1,270 sqft
Basement Area1,270 sqft
Unfinished Basement1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4690
Street Address25 MOUNTAIN RD
CityCAPE NEDDICK
StateME
Zip03902-7445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block17
JurisdictionYORK ME
Township / Civil DivisionYORK
Census Block Group4
Census Block4033
Census Tract36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 MAIN ST, YORK, ME 03909-6244
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Warranty Deed, Transfer
M & T BANK
Dec 21, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC
Sep 7, 2017Deed of Trust, Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleDec 21, 2021 · Amount on Record
Deed Document Number202515344
Deed Book / Page19660 / 140
Record UpdatedSep 20, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYORK ME
Recording DateMay 16, 2025
Property Address25 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7445
Document Number0196600140
Book / Page19660 / 140
Instrument DateMay 15, 2025
Instrument2025015344
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 MAIN ST, YORK, ME 03909-6244

Mortgage

Document Number2025015345
DateMay 16, 2025
Instrument2025015345
Lender
NameM & T BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYORK ME
Recording DateDec 21, 2021
Property Address25 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7445
Document Number0189060166
Book / Page18906 / 166
Instrument DateDec 20, 2021
Instrument2021073085
Transaction TypeTransfer
Record UpdatedJan 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ELDRIDGE RD, YORK, ME 03909-1447

Mortgage

Document Number2021073086
DateDec 21, 2021
Instrument2021073086
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK ME
Property Address25 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175550840
DateSep 7, 2017
Book Page17555/0840
Instrument2017038214
Lender
NameBBMC MORTGAGE LLC
Agreement
AmountAmount Recorded
Term360 Months
DueSep 7, 2047

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionYork Town
Unified School DistrictYork (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,014.00 (+5.42%)$365,300 (+7.35%) Land $150,700 Building $214,600
2024$2,859.00 (+7.36%)$340,300 (+7.96%) Land $150,700 Building $189,600
2023$2,663.00 (+4.64%)$315,200 (+5.88%) Land $125,600 Building $189,600$585,580
2022$2,545.00$297,700 Land $125,600 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims6 (2006–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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