York County and York Town property record for 21 Mountain Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1994 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,779 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:097 B:017-A |
| Primary APN | M:097 B:017-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7740 |
|---|---|
| Street Address | 21 MOUNTAIN RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 17-A |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 36002 |
Source: York County and York Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2008 |
| Deed Sale | Jul 7, 2008 |
| Deed Book / Page | 15449 / 632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 21 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197920761 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 19792/761 |
| Instrument | 2025042923 |
| Name | KENNEBUNK SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,779.00 (+11.97%) | $458,000 (+13.99%) Land $137,000 Building $321,000 | |
| 2024 | $3,375.00 (+5.37%) | $401,800 (+6.02%) Land $137,000 Building $264,800 | |
| 2023 | $3,203.00 (+9.84%) | $379,000 (+11.11%) Land $114,200 Building $264,800 | $585,580 |
| 2022 | $2,916.00 | $341,100 Land $89,200 Building $251,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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