25 Mount Vernon Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 25 Mount Vernon Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,178 sqft · built 1950
Lot Size	0.262 acres (11,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Jun 2022)
Tax Bill	$30,072 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00028`
Alternative APN	`130460100028`

Interior

Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	11,424 sqft (0.262 acres)
Lot Dimensions	168 ft deep x 68 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130460100028
Street Address	25 MOUNT VERNON RD
City	MONTCLAIR
State	NJ
Zip	07043-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	68X168 IRR
Legal Block	4601
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage PINNACLE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202254648
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 3, 2022
Property Address	25 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000054648
Instrument Date	Apr 22, 2022
Instrument	2022054648
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE HOUSE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4580 MISSION GAGE PL #531531, 4580, SAN DIEGO, CA 92120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000054649
Date	Jun 3, 2022
Instrument	2022054649

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 1, 2019
Property Address	25 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000071377
Instrument Date	Jul 19, 2019
Instrument	71377
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	71380
Date	Aug 1, 2019
Instrument	71380

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$855,300 (-) Land $369,300 Building $486,000	$855,300 (-) Land $369,300 Building $486,000
2025	$30,072.00 (+3.32%)	$855,300 (-) Land $369,300 Building $486,000	$855,300 (-) Land $369,300 Building $486,000
2024	$29,105.00 (+3.5%)
2023		$855,300 Land $369,300 Building $486,000	$855,300 Land $369,300 Building $486,000
2022	$28,122.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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