20 Mount Vernon Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 20 Mount Vernon Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,562 sqft · built 1931
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jun 2012)
Tax Bill	$25,793 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-04601-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`13-04601-0000-00031`
Alternative APN	`130460100031`

Interior

Stories	2 Stories
Building Area	2,562 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	121 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130460100031
Street Address	20 MOUNT VERNON RD
City	MONTCLAIR
State	NJ
Zip	07043-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X121 IRR
Legal Block	4601
Legal Lot Number	31
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1002
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2012 · Amount on Record
Deed Sale	Jun 20, 2012 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	201251582
Deed Book / Page	12374 / 6867
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0012051582
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000099471
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000099471
Date	Oct 8, 2020
Instrument	99471

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 MOUNT VERNON RD, MONTCLAIR, NJ 07043-2417
Document Number	0000003292
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 MOUNT VERNON RD MONTCLAIR NJ 070432417, MONTCLAIR, NJ 07043-2417

Mortgage

Document Number	0000003292
Date	Jan 11, 2021
Instrument	3292

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,600 (-) Land $346,500 Building $387,100	$733,600 (-) Land $346,500 Building $387,100
2025	$25,793.00 (+3.32%)	$733,600 (-) Land $346,500 Building $387,100	$733,600 (-) Land $346,500 Building $387,100
2024	$24,964.00 (+3.5%)
2023		$733,600 Land $346,500 Building $387,100	$733,600 Land $346,500 Building $387,100
2022	$24,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2007–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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