25 Monroe St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 25 Monroe St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details3,072 sqft · built 1987
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Aug 2014)
Tax Bill$16,847 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN31-00046-0000-00032

Property Details

APN / Parcel Number

Primary APN31-00046-0000-00032
Alternative APNs
  • 310004600032
  • 092300

Interior

Stories2 Stories
Building Area3,072 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide

Location & Zoning

Account Number092300
Street Address25 MONROE ST
CityLODI
StateNJ
Zip07644-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description68X100
Legal SubdivisionHASBROUCK TERRACE
Legal Block46
Legal Lot Number32
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group1
Census Block1009
Census Tract30401

Owner

25 Monroe St is owned and occupied by two individuals who bought it in August 2014.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address25 MONROE ST, LODI, NJ 07644-3003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2014 · Amount on File
Deed SaleAug 25, 2014 · Amount on File
Deed Document Number201456250
Deed Book / Page1736 / 1138
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address25 MONROE ST, LODI, NJ 07644-3003
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 MONROE ST, LODI, NJ 07644-3003

Mortgage

Document Number0046921252
DateMay 25, 2022
Book Page4692/1252
Instrument2022054271
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term276 Months
DueMay 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 25 Monroe St was $16,847, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,900 (-) Land $173,000 Building $302,900$475,900 (-) Land $173,000 Building $302,900
2025$16,847.00 (+5.61%)$475,900 Land $173,000 Building $302,900$475,900 Land $173,000 Building $302,900
2024$15,952.00
2023$475,900 Land $173,000 Building $302,900$475,900 Land $173,000 Building $302,900
2022$15,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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