16 Monroe St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 16 Monroe St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,646 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Mar 2000)
Tax Bill	$10,439 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00047-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`31-00047-0000-00011`
Alternative APNs	`310004700011` `092900`

Interior

Stories	2 Stories
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	092900
Street Address	16 MONROE ST
City	LODI
State	NJ
Zip	07644-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	HASBROUCK TERRACE
Legal Block	47
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1008
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 MONROE ST, LODI, NJ 07644-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2000 · Amount on Record
Deed Sale	Mar 21, 2000 · Amount on Record
Deed Document Number	200033892
Deed Book / Page	8257 / 633
Prior Transfer Date	Feb 28, 2000
Prior Transfer Doc	0082570633
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 MONROE ST, LODI, NJ 07644-3004
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041981203
Date	Jun 8, 2021
Book Page	4198/1203
Instrument	2021092040

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 MONROE ST, LODI, NJ 07644-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025130815
Date	Jan 23, 2017
Book Page	02513/0815
Instrument	17-007563

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 MONROE ST, LODI, NJ 07644-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032421493
Date	May 15, 2019
Book Page	3242/1493
Instrument	19-030132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,900 (-) Land $160,000 Building $134,900	$294,900 (-) Land $160,000 Building $134,900
2025	$10,439.00 (+5.6%)	$294,900 (-) Land $160,000 Building $134,900	$294,900 (-) Land $160,000 Building $134,900
2024	$9,885.00 (+2.7%)
2023		$294,900 Land $160,000 Building $134,900	$294,900 Land $160,000 Building $134,900
2022	$9,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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