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25 Metcalf St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 25 Metcalf St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,308 sqft · built 1875
Lot Size0.153 acres (6,669 sqft)
Owner2 Individual Names on Record
Last Sale$152,500 (May 1999)
Tax Bill$5,726 (2025)
Deeds & MortgagesJul 2026 Second Mortgage
Aug 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN56-021

Property Details

APN / Parcel Number

Primary APN56-021
Alternative APNs
  • FRAN M:296 L:148
  • M:056 L:021

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,308 sqft Living Area
Gross Area2,366 sqft
Basement Area734 sqft
Unfinished Basement734 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,669 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number56-021
Street Address25 METCALF ST
CityFRANKLIN
StateMA
Zip02038-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVICTORY HEIGHTS
Legal Lot Number148
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2005
Census Tract442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 METCALF ST, FRANKLIN, MA 02038-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Nov 3, 2017Deed of Trust, Mortgage
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 1999 · Amount on Record
Deed SaleMay 28, 1999 · Amount on Record
Prior SaleDec 19, 1991 · Amount on Record
Transfer Doc33533-145
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Recording DateJul 14, 2026
Property Address25 METCALF ST, FRANKLIN, MA 02038-3014
Document Number0000048922
Book / Page43234 / 177
Instrument DateJul 9, 2026
Instrument202648922
Transaction TypeMortgage
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 METCALF ST, FRANKLIN, MA 02038-3014

Mortgage

Document Number0000048922,
DateJul 14, 2026
Book Page43234/177
Instrument202648922
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.52%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address25 METCALF ST, FRANKLIN, MA 02038-3014
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39789-67
DateAug 30, 2021
Book Page39789/67
Instrument112280
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address25 METCALF ST, FRANKLIN, MA 02038-3014
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35575-78
DateNov 3, 2017
Book Page35575/78
Instrument105709
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,726.00 (+10.97%)$492,800 (+12.59%) Land $240,400 Building $252,400$511,670 (-0.99%)
2024$5,160.00 (-2.79%)$437,700 (+3.74%) Land $240,400 Building $197,300$516,800
2023$5,308.00$421,900 Land $242,400 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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