14 Metcalf St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 14 Metcalf St, Franklin, MA 02038

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,568 sqft · built 1900
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,000 (Apr 1993)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`56-018`

Property Details

APN / Parcel Number

Primary APN	`56-018`
Alternative APNs	`FRAN M:296 L:151` `M:056 L:018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	3,258 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,809 sqft (0.317 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	56-018
Street Address	14 METCALF ST
City	FRANKLIN
State	MA
Zip	02038-3015
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	151
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2014
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 JEFFERSON RD, FRANKLIN, MA 02038-3397
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1993 · Amount on Record
Deed Sale	Apr 16, 1993 · Amount on Record
Prior Sale	Jan 28, 1993 · Amount on Record
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Recording Date	Jun 23, 2026
Property Address	14 METCALF ST, FRANKLIN, MA 02038-3015
Document Number	0000042590
Book / Page	43186 / 506
Instrument Date	Jun 18, 2026
Instrument	202642590
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 METCALF ST, FRANKLIN, MA 02038-3015

Mortgage

Document Number	0000042590,
Date	Jun 23, 2026
Book Page	43186/506
Instrument	202642590

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,692.00 (+13.89%)	$575,900 (+15.55%) Land $242,200 Building $333,700
2024	$5,876.00 (+1.03%)	$498,400 (+7.81%) Land $242,200 Building $256,200
2023	$5,816.00	$462,300 Land $244,200 Building $218,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Metcalf St

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