25 Melody Lake Ct, Covington, GA 30014 Property Records

Newton County property record for 25 Melody Lake Ct, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,139 sqft · built 1994
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2019)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01130-00000-230-000`

Property Details

APN / Parcel Number

Primary APN	`01130-00000-230-000`
Alternative APNs	`0113 230` `33773`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,139 sqft Heated Area
1st Floor Area	844 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.8 acres)
View / Lot	Water
Garage Area	1,041 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	263 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33773
Old Parcel Number	0113 230
Street Address	25 MELODY LAKE CT
City	COVINGTON
State	GA
Zip	30014-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.805AC LT 11 MELODY
Legal Subdivision	MELODY FARMS
Legal Lot Number	11
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3005
Census Tract	100202

Owner

25 Melody Lake Ct is owned and occupied by an individual who bought it in November 2019.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	25 MELODY LAKE CT, COVINGTON, GA 30014-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Dec 5, 2019	Grant Deed, Transfer · Conventional with PMI FIRST FED'L SVGS BK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Oct 1, 2012 · Amount on File
Deed Document Number	0000393144
Deed Book / Page	3931 / 44
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	25 MELODY LAKE CT, COVINGTON, GA 30014-3622
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MELODY LAKE CT, COVINGTON, GA 30014-3622

Mortgage

Document Number	0042680000000440
Date	Sep 23, 2021
Book Page	0000004268/0000000440
Instrument	018231

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 5, 2019
Property Address	25 MELODY LAKE CT, COVINGTON, GA 30014-3622
Document Number	0039310044
Book / Page	003931 / 000044
Instrument Date	Nov 27, 2019
Instrument	15945
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MELODY LAKE CT COVINGTON GA 300143622, COVINGTON, GA 30014-3622

Mortgage

Document Number	39310046
Date	Dec 5, 2019
Book Page	003931/000046
Instrument	15946

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	25 MELODY LAKE CT, COVINGTON, GA 30014-3622
Document Number	0039310046
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MELODY LAKE CT COVINGTON GA 300143622, COVINGTON, GA 30014-3622

Mortgage

Document Number	0039310046
Date	Dec 5, 2019
Book Page	003931/000046
Instrument	15946

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 25 Melody Lake Ct was $3,446 with exemptions applied.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,446.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$181,080 Land $24,000 Building $157,080	$452,700 Land $60,000 Building $392,700
2023		$170,640 Land $14,000 Building $156,640	$426,600 Land $35,000 Building $391,600
2022	$4,570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Melody Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Melody Lake Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

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