20 Melody Lake Ct, Covington, GA 30014 Property Records

Newton County property record for 20 Melody Lake Ct, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,956 sqft · built 1989
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2020)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01130-00000-223-000`

Property Details

APN / Parcel Number

Primary APN	`01130-00000-223-000`
Alternative APNs	`0113 223` `33766`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,956 sqft Heated Area
1st Floor Area	1,116 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Area	924 sqft
Porch	Open Porch
Porch Area	328 sqft
Canopy	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33766
Old Parcel Number	0113 223
Street Address	20 MELODY LAKE CT
City	COVINGTON
State	GA
Zip	30014-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.265AC LT 14 MELODY LAKE
Legal Subdivision	MELODY FARMS
Legal Lot Number	14
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	3
Census Block	3005
Census Tract	100202

Owner

20 Melody Lake Ct is owned and occupied by two individuals who acquired it in March 2020.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20 MELODY LAKE CT, COVINGTON, GA 30014-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Deed Document Number	0003976512
Deed Book / Page	3976 / 512
Last Transfer Date	Mar 16, 2020
Transfer Doc	0039760512
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 16, 2020
Property Address	20 MELODY LAKE CT, COVINGTON, GA 30014-3622
Document Number	0039760512
Book / Page	003976 / 000512
Instrument Date	Mar 12, 2020
Instrument	3512
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 MELODY LAKE CT COVINGTON GA 300143622, COVINGTON, GA 30014-3622

Mortgage

Document Number	39760513
Date	Mar 16, 2020
Book Page	003976/000513
Instrument	3513

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Melody Lake Ct was $3,707 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00 Homeowner's exemption	$151,400 Land $24,000 Building $127,400	$378,500 Land $60,000 Building $318,500
2023		$135,920 Land $14,000 Building $121,920	$339,800 Land $35,000 Building $304,800
2022	$3,708.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Melody Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Melody Lake Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

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