25 Maple St, #27, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 25 Maple St, #27, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,896 sqft · built 1900
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Jun 2018)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:12D-09700 B:174 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12D-09700 B:174 L:0`
Alternative APNs	`LUDL M:12D B:9700 P:174` `5416`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,896 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	968 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5416
Street Address	25 MAPLE ST, 27
City	LUDLOW
State	MA
Zip	01056-2759
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RES B
Legal Block	9700
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1015
Census Tract	810403

Owner

25 Maple St, #27 is owned and occupied by an individual who bought it in June 2018.

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 MAPLE ST, 27, LUDLOW, MA 01056-2759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Sep 21, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMINGTON NATIONAL BANK
Jun 1, 2018	Warranty Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	25-27 MAPLE ST, LUDLOW, MA 01056
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024513-111
Date	Apr 25, 2022
Book Page	24513/111
Instrument	24605

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	25-27 MAPLE ST, LUDLOW, MA 01056
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22369-22
Date	Sep 21, 2018
Book Page	22369/22
Instrument	56717

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 1, 2018
Property Address	25-27 MAPLE ST, LUDLOW, MA 01056
Document Number	22199-438
Book / Page	22199 / 438
Instrument	30304
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MAPLE ST # 27, 27, LUDLOW, MA 01056-2759

Mortgage

Document Number	221990441
Date	Jun 1, 2018
Instrument	22199/0441

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Maple St, #27 was $4,823, up 9.9% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,823.00 (+9.89%)	$278,000 (+14.59%) Land $72,700 Building $205,300	$320,720 (+31.11%)
2024	$4,389.00 (+4.62%)	$242,600 (+12.84%) Land $72,700 Building $169,900	$244,625
2023	$4,195.00	$215,000 Land $63,800 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Maple St, #27 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Maple St, #27 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures