Hampden County and Ludlow Town property record for 20 Maple St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,332 sqft · built 1910 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2022) |
| Tax Bill | $4,745 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12D-09700 B:156 L:0 |
| Primary APN | M:12D-09700 B:156 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 2,520 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,843 sqft (0.203 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5402 |
|---|---|
| Street Address | 20 MAPLE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9700 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 810403 |
Source: Hampden County and Ludlow Town records · APN M:12D-09700 B:156 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MAPLE ST, LUDLOW, MA 01056-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2022 · Amount on Record |
| Deed Sale | Apr 08, 2022 · Amount on Record |
| Prior Sale | Apr 28, 2015 · Amount on Record |
| Transfer Doc | 21327-114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 08, 2022 |
| Property Address | 20 MAPLE ST, LUDLOW, MA 01056-2758 |
| Document Number | 0024493-35 |
| Book / Page | 24493 / 35 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 21741 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 IVY CT, COLCHESTER, CT 06415-1155 |
| Document Number | 0000021742 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 21742 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 20 MAPLE ST, LUDLOW, MA 01056-2758 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23791-227 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 23791/227 |
| Instrument | 21023 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,745.00 (+4.17%) | $273,500 (+8.62%) Land $73,200 Building $200,300 | $297,160 (+2.83%) |
| 2024 | $4,555.00 (+34.88%) | $251,800 (+45.47%) Land $73,200 Building $178,600 | $288,990 |
| 2023 | $3,377.00 | $173,100 Land $64,200 Building $108,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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