25 Main St, Waddington, NY 13694 Property Records

St. Lawrence County and Waddington Town property record for 25 Main St, Waddington, NY 13694

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1880
Lot Size	0.076 acres (3,344 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Jul 2023)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Jul 2023 Mortgage
APN	`408201 21.032-4-21.1`

Property Details

APN / Parcel Number

Primary APN	`408201 21.032-4-21.1`
Alternative APN	`820102103200040210010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,344 sqft (0.076 acres)
Lot Dimensions	88 ft deep x 38 ft wide
Garage Type	Attached
Garage Area	192 sqft
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	408201 21.032-4-21.1
Street Address	25 MAIN ST
City	WADDINGTON
State	NY
Zip	13694-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	21.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	WADDINGTON
Census Block Group	3
Census Block	3050
Census Tract	490500

Owner

Source: St. Lawrence County and Waddington Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 MAIN ST, WADDINGTON, NY 13694-4134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20238638
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	25 MAIN ST, WADDINGTON, NY 13694-4134
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5297CT RT 14 APARTMENT, CHASE MILLS, NY 13621

Mortgage

Document Number	0000008639
Date	Jul 18, 2023
Instrument	R-2023-00008639

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

Source: St. Lawrence County and Waddington Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Waddington Town
Municipality	Waddington Village
Unified School District	Madrid-Waddington Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (-0.22%)
2025	$1,844.00	$49,000 (-) Land $4,700 Building $44,300	$79,032 (+12.9%) Land $7,581 Building $71,451
2023		$49,000 Land $4,700 Building $44,300	$70,000 Land $6,714 Building $63,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WADDINGTON VILLAGE serves 944 people · EPA ID NY4404400
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000