20 Main St, #22, Waddington, NY 13694 Property Records

St. Lawrence County and Waddington Town property record for 20 Main St, #22, Waddington, NY 13694

Property Summary

Property Type	Duplex
Details	2,268 sqft · built 1960
Lot Size	0.22 acres (9,600 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Jul 2007)
Tax Bill	$3,455 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
APN	`408201 21.032-3-3`

Property Details

APN / Parcel Number

Primary APN	`408201 21.032-3-3`
Alternative APN	`820102103200030030000000`

Interior

Stories	2 Stories
Building Area	2,268 sqft Gross Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 64 ft wide

Location & Zoning

Account Number	408201 21.032-3-3
Street Address	20 MAIN ST, 22
City	WADDINGTON
State	NY
Zip	13694-7708
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LACOMB STREET THOMPSON BOGART LAND CONTRACT TO LEFLEUR
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	WADDINGTON
Census Block Group	3
Census Block	3039
Census Tract	490500

Owner

20 Main St, #22 is owned by a company that acquired it in February 2026.

Source: St. Lawrence County and Waddington Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	2318 STATE HIGHWAY 310, MADRID, NY 13660-3256
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2007 · Amount on File
Deed Sale	Jul 31, 2007 · Amount on File
Prior Sale	Jul 21, 1997 · Amount on File
Deed Book / Page	2007 / 13260
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000001848
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Nov 14, 2019
Property Address	20 MAIN ST # 22, 22, WADDINGTON, NY 13694-7708
Document Number	0000016503
Instrument Date	Oct 19, 2019
Instrument	16503
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 STATE HIGHWAY 310 MADRID NY 136603256, MADRID, NY 13660-3256

Mortgage

Document Number	16504
Date	Nov 14, 2019
Instrument	16504

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Main St, #22 was $3,455, down 0.2% from the year before.

Source: St. Lawrence County and Waddington Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Waddington Town
Municipality	Waddington Village
Unified School District	Madrid-Waddington Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,455.00 (-0.2%)
2025	$3,462.00	$92,000 Land $8,900 Building $83,100	$148,387 Land $14,355 Building $134,032
2023		$92,000 Land $8,900 Building $83,100	$131,429 Land $12,714 Building $118,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Main St, #22; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Main St, #22 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WADDINGTON VILLAGE serves 944 people · EPA ID NY4404400
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000