25 Locust St, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 25 Locust St, Valhalla, NY 10595

Property Summary

Property Type	Single Family Home
Details	4 bd · 20 ba · 2,007 sqft · built 1948
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2000)
Tax Bill	$15,853 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553489 117.11-4-2`

Property Details

APN / Parcel Number

Primary APN	`553489 117.11-4-2`
Alternative APNs	`348911701100040020000000` `12928000`

Interior

Bedrooms	4 Beds
Full Baths	20 Baths
Stories	2 Stories
Building Area	2,007 sqft Living Area
1st Floor Area	1,282 sqft
2nd Floor Area	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12928000
Street Address	25 LOCUST ST
City	VALHALLA
State	NY
Zip	10595-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1039
Census Tract	11902

Owner

25 Locust St is owned and occupied by two individuals who bought it in August 2000.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 LOCUST ST, VALHALLA, NY 10595-1401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2000 · Amount on File
Deed Sale	Aug 16, 2000 · Amount on File
Prior Sale	Aug 6, 1996 · Amount on File
Deed Document Number	2000402170157
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	25 LOCUST ST, VALHALLA, NY 10595-1401
Document Number	0593103034
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 LOCUST ST VALHALLA NY 105951401, VALHALLA, NY 10595-1401

Mortgage

Document Number	0593103034
Date	Nov 14, 2019
Book Page	059310/003034

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 25 Locust St was $15,853 with a homeowner's exemption.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Valhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,853.00 Homeowner's exemption
2025		$7,600 (-) Land $1,750 Building $5,850	$752,475 (+5.94%) Land $173,267 Building $579,208
2024	Homeowner's exemption	$7,600 (-) Land $1,750 Building $5,850	$710,280 (+5.61%) Land $163,551 Building $546,729
2023		$7,600 Land $1,750 Building $5,850	$672,566 Land $154,867 Building $517,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Locust St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	45 units insured incl. 22 condo units
Nearby Flood Claims	28 (1980–2025)
Claims Outside the SFHA	14 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20