Westchester County and Mount Pleasant Town property record for 13 Locust St, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,882 sqft · built 1938 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $443,000 (Mar 2004) |
| Tax Bill | $14,539 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 117.11-4-7 |
| Primary APN | 553489 117.11-4-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 941 sqft |
| 2nd Floor Area | 941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12923000 |
|---|---|
| Street Address | 13 LOCUST ST |
| City | VALHALLA |
| State | NY |
| Zip | 10595-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 LOCUST ST, VALHALLA, NY 10595-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2004 · Amount on Record |
| Deed Sale | Mar 15, 2004 · Amount on Record |
| Prior Sale | Sep 3, 2002 · Amount on Record |
| Deed Document Number | 200440121027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 13 LOCUST ST, VALHALLA, NY 10595-1401 |
| Document Number | 0000003805 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20263805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13 LOCUST ST, VALHALLA, NY 10595-1401 |
| Document Number | 0000003805, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20263805 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 8.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 13 LOCUST ST, VALHALLA, NY 10595-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0610853530 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 610853530 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,539.00 | ||
| 2025 | $6,400 (-) Land $800 Building $5,600 | $633,663 (+5.94%) Land $79,208 Building $554,455 | |
| 2024 | $6,400 (-) Land $800 Building $5,600 | $598,130 (+5.61%) Land $74,766 Building $523,364 | |
| 2023 | $6,400 Land $800 Building $5,600 | $566,371 Land $70,796 Building $495,575 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Nearby Flood Policies | 45 units insured incl. 22 condo units |
| Nearby Flood Claims | 28 (1980–2025) |
| Claims Outside the SFHA | 14 of 28 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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