25 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 25 Locust Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,709 sqft · built 1931
Lot Size	0.347 acres (15,092 sqft)
Owner	Individual Name on File
Last Sale	$1,630,000 (Sep 2021)
Tax Bill	$33,810 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-29-400-013`

Property Details

APN / Parcel Number

Primary APN	`05-29-400-013`
Alternative APN	`05-29-400-013-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,709 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	15,092 sqft (0.347 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	25 LOCUST RD
City	WINNETKA
State	IL
Zip	60093-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIRST) ADD TO (KENILWORTH) A SUB IN WH NH SE EX PT L YING S & W OF CENTER LINE OF NORTHFIELD RD & S8ACS OF SW NE EH SEC 29-4
Legal Range	13E
Legal Township	42N
Legal Section	29
Legal Subdivision	FIRST ADD TO KENILWORTH
Legal Block	5
Legal Lot Number	7-10
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1021
Census Tract	800700

Owner

25 Locust Rd is owned and occupied by an individual who bought it in September 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	25 LOCUST RD, WINNETKA, IL 60093-3725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	May 23, 2007 · Amount on File
Deed Document Number	20216285
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2021
Property Address	25 LOCUST RD, WINNETKA, IL 60093-3725
Document Number	0025706285
Instrument Date	Aug 6, 2021
Instrument	2125706285
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LOCUST RD, WINNETKA, IL 60093-3725

Mortgage

Document Number	0025706286
Date	Sep 14, 2021
Instrument	2125706286

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,000 Land $48,294 Building $161,706	$2,100,000 Land $482,940 Building $1,617,060
2023	$33,810.00 (+5.65%)
2022	$32,001.00 Homeowner's exemption	$148,999 Land $48,294 Building $100,705	$1,489,990 Land $482,940 Building $1,007,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Locust Rd in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1985–2013)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20