21 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 21 Locust Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	9 bd · 5 ba · 9,226 sqft · built 1928
Lot Size	1.42 acres (62,193 sqft)
Owner	Company Name on File
Last Sale	$3,400,000 (Dec 2020)
Tax Bill	$64,215 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-29-400-010`

Property Details

APN / Parcel Number

Primary APN	`05-29-400-010`
Alternative APN	`05-29-400-010-0000`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	9,226 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1929
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	62,193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	21 LOCUST RD
City	WILMETTE
State	IL
Zip	60091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIRST) ADD TO (KENILWORTH) A SUB IN WH NH SE EX PT L YING S & W OF CENTER LINE OF NORTHFIELD RD & S8ACS OF SW NE EH SEC 29-4
Legal Range	13E
Legal Township	42N
Legal Section	29
Legal Subdivision	FIRST ADD TO KENILWORTH
Legal Block	5
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1021
Census Tract	800700

Owner

21 Locust Rd is owned by a company that bought it in December 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	401 N MICHIGAN AVE, 1300, CHICAGO, IL 60611-4271
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	May 2, 1997 · Amount on File
Deed Document Number	202010073
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 7, 2020
Property Address	21 LOCUST RD, WINNETKA, IL 60093-3725
Document Number	2034210073
Instrument Date	Aug 14, 2020
Instrument	34210073
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	150 W BUTON PL CHICAGO IL 60610, CHICAGO, IL 60610

Mortgage

Document Number	2034210076
Date	Dec 7, 2020
Instrument	34210076

Lender

Name	CITIBANK
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2222

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,000 Land $159,960 Building $159,040	$3,190,000 Land $1,599,600 Building $1,590,400
2023	$64,215.00 (+5.66%)
2022	$60,778.00 Homeowner's exemption	$282,989 Land $141,489 Building $141,500	$2,829,890 Land $1,414,890 Building $1,415,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Locust Rd in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1985–2013)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20