25 Locust Dr, Babbitt, MN 55706 Property Records

St. Louis County property record for 25 Locust Dr, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Lot Size	0.224 acres (9,772 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2019)
Tax Bill	$358 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-0053-00410`

Property Details

APN / Parcel Number

Primary APN	`105-0053-00410`
Alternative APN	`1070945`

Interior

Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	9,772 sqft (0.224 acres)
Garage Area	768 sqft

Location & Zoning

Account Number	1070945
Street Address	25 LOCUST DR
City	BABBITT
State	MN
Zip	55706-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0041 BLOCK:016 SERIAL #
Legal Subdivision	BABBITT 8TH DIV CITY OF BABBIT
Legal Block	16
Legal Lot Number	41
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1093
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 LOCUST DR, BABBITT, MN 55706-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	20191355338
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	25 LOCUST DR, BABBITT, MN 55706-1105
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525231
Date	Dec 30, 2025
Instrument	1525231

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 24, 2019
Property Address	25 LOCUST DR, BABBITT, MN 55706-1105
Document Number	00A1355338
Instrument Date	May 17, 2019
Instrument	A1355338
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LOCUST DR BABBITT MN 557061106, BABBITT, MN 55706-1106

Mortgage

Document Number	A1355339
Date	May 24, 2019
Instrument	A1355339

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$358.00 (+26.95%) Homeowner's exemption
2025	$282.00 (+3.68%) Homeowner's exemption	$23,800 (+46.01%) Land $3,300 Building $20,500	$23,800 (+46.01%) Land $3,300 Building $20,500
2024	$272.00	$16,300 (+14.79%) Land $3,300 Building $13,000	$16,300 (+14.79%) Land $3,300 Building $13,000
2022		$14,200 Land $2,900 Building $11,300	$14,200 Land $2,900 Building $11,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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