20 Locust Dr, Babbitt, MN 55706 Property Records

St. Louis County property record for 20 Locust Dr, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,030 sqft · built 1967
Lot Size	0.316 acres (13,785 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Aug 2018)
Tax Bill	$2,186 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-0053-00540`

Property Details

APN / Parcel Number

Primary APN	`105-0053-00540`
Alternative APN	`1056284`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,030 sqft Gross Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,785 sqft (0.316 acres)
Garage Area	1,320 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1056284
Street Address	20 LOCUST DR
City	BABBITT
State	MN
Zip	55706-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 AND NWLY 1/2 OF LOT 55 SERIAL #
Legal Subdivision	BABBITT 8TH DIV CITY OF BABBIT
Legal Block	16
Legal Lot Number	54-55
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1092
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 LOCUST DR, BABBITT, MN 55706-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Aug 17, 2018	Warranty Deed, Transfer · Conventional with PMI FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	20181338810
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0001013666
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	20 LOCUST DR, BABBITT, MN 55706-1106
Document Number	00A1368307
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 LOCUST DR BABBITT MN 557061106, BABBITT, MN 55706-1106

Mortgage

Document Number	00A1368307
Date	Nov 22, 2019
Instrument	A1368307

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2018
Property Address	20 LOCUST DR, BABBITT, MN 55706-1106
Document Number	00A1338810
Instrument Date	Aug 13, 2018
Instrument	A1338810
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LOCUST DR BABBITT MN 557061106, BABBITT, MN 55706-1106

Mortgage

Document Number	A1338811
Date	Aug 17, 2018
Instrument	A1338811

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,186.00 (+21.18%) Homeowner's exemption
2025	$1,804.00 (-9.26%) Homeowner's exemption	$210,400 (+32.33%) Land $7,800 Building $202,600	$210,400 (+32.33%) Land $7,800 Building $202,600
2024	$1,988.00	$159,000 (+14.55%) Land $7,800 Building $151,200	$159,000 (+14.55%) Land $7,800 Building $151,200
2022		$138,800 Land $6,900 Building $131,900	$138,800 Land $6,900 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

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