25 Lakeside Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 25 Lakeside Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,582 sqft · built 2005
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on File
Last Sale$1,075,000 (Jun 2021)
Tax Bill$13,943 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-00041-0000-00018

Property Details

APN / Parcel Number

Primary APN41-00041-0000-00018
Alternative APNs
  • 410004100018
  • 078200

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions168 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Patio Area320 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number078200
Street Address25 LAKESIDE AVE
CityRUMSON
StateNJ
Zip07760-1546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionPARMLY PARK
Legal Block41
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group1
Census Block1005
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00041-0000-00018

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 LAKESIDE AVE, RUMSON, NJ 07760-1546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS
Jul 13, 2018Deed of Trust, Mortgage · Line of Credit
TWO RIVER CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleSep 24, 2013 · Amount on Record
Deed Document Number202192482
Deed Book / Page9519 / 1604
Prior Transfer DateAug 30, 2013
Prior Transfer Doc0000107368
Record UpdatedSep 20, 2026

June 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateJun 10, 2021
Property Address25 LAKESIDE AVE, RUMSON, NJ 07760-1546
Document Number0095191604
Book / Page9519 / 1604
Instrument DateJun 06, 2021
Instrument2021092482
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$21,232.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address57 BRIDGEWATERS DR APT 3, 57, OCEANPORT, NJ 07757-1154

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 LAKESIDE AVE, RUMSON, NJ 07760-1546

Mortgage

Document Number2021092483
DateJun 10, 2021
Instrument2021092483
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJul 01, 2036
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address25 LAKESIDE AVE, RUMSON, NJ 07760-1546
Document Number0000092958
Instrument DateAug 04, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 LAKESIDE AVE RUMSON NJ 077601546, RUMSON, NJ 07760-1546

Mortgage

Document Number0000092958
DateAug 20, 2020
Book Page009435/001452
Instrument92958
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address25 LAKESIDE AVE, RUMSON, NJ 07760-1546
Document Number0000079403
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 LAKESIDE AVE RUMSON NJ 077601546, RUMSON, NJ 07760-1546

Mortgage

Document Number0000079403
DateAug 09, 2018
Book Page009305/003617
Instrument79403
Lender
NameTWO RIVER CMNTY BK
TypeBank
AddressMIDDLETOWN, NJ 07748
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,490,500 (+12.14%) Land $909,900 Building $580,600$1,490,500 (+12.14%) Land $909,900 Building $580,600
2025$13,943.00 (+0.44%)$1,329,200 (+14.84%) Land $824,800 Building $504,400$1,329,200 (+14.84%) Land $824,800 Building $504,400
2024$13,882.00 (+2.81%)
2023$1,157,400 Land $732,700 Building $424,700$1,157,400 Land $732,700 Building $424,700
2022$13,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims17 (1978–2012)
Claims Outside the SFHA5 of 17
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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