Monmouth County and Rumson Borough property record for 21 Lakeside Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,255 sqft · built 2023 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,875,000 (May 2024) |
| Tax Bill | $20,614 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00041-0000-00019 |
| Primary APN | 41-00041-0000-00019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,255 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Patio Area | 478 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Sewer | Connected |
|---|
| Account Number | 078300 |
|---|---|
| Street Address | 21 LAKESIDE AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 41 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 LAKESIDE AVE, RUMSON, NJ 07760-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WILLIAM PENN BANK FSB |
| Jul 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage WILLIAM PENN BANK FSB |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit WILLIAM PENN BANK FSB |
| Jan 19, 2022 | Deed, Construction Loan · Construction Mortgage LAKELAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 202428686 |
| Deed Book / Page | 9686 / 4653 |
| Prior Transfer Date | Dec 27, 2007 |
| Prior Transfer Doc | 0087003132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 LAKESIDE AVE, RUMSON, NJ 07760-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | NOT AVAILABLE, BEACON ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0096547552 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 9654/7552 |
| Instrument | 2023053676 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | CAMDEN, NJ 08103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 LAKESIDE AVE, RUMSON, NJ 07760-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 92 RUMSON RD, RUMSON, NJ 07760-1855 |
| Document Number | 0096503921 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 9650/3921 |
| Instrument | 2023044855 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | AUDUBON, NJ 08106 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 LAKESIDE AVE, RUMSON, NJ 07760-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 92 RUMSON RD, RUMSON, NJ 07760-1855 |
| Document Number | 0096639051 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 9663/9051 |
| Instrument | 2023072317 |
| Name | WILLIAM PENN BANK FSB |
|---|---|
| Type | Bank |
| Address | COLLINGSWOOD, NJ 08108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 19, 2022 |
| Property Address | 21 LAKESIDE AVE, RUMSON, NJ 07760-1528 |
| Document Number | 0095724918 |
| Book / Page | 9572 / 4918 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022006243 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2024 |
| Title Company | NOT AVAILABLE, BEACON ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 LAKESIDE AVE, LOCUST, NJ 07760-1528 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Investor | Possibly a Property Investor |
| Document Number | 2022006244 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022006244 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,250,200 (+14.51%) Land $901,100 Building $1,349,100 | $2,250,200 (+14.51%) Land $901,100 Building $1,349,100 | |
| 2025 | $20,614.00 (+5.51%) | $1,965,100 (+170.82%) Land $816,900 Building $1,148,200 | $1,965,100 (+170.82%) Land $816,900 Building $1,148,200 |
| 2024 | $19,537.00 (+108%) | ||
| 2023 | $725,600 Land $725,600 | $725,600 Land $725,600 | |
| 2022 | $9,393.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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