Oswego County and Constantia Town property record for 25 Kellar Dr Ext, Bernhards Bay, NY 13028
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 515 sqft · built 1940 |
| Lot Size | 1.05 acres (45,816 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,945 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.08-01-11 |
| Primary APN | 352689 311.08-01-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 515 sqft Living Area |
| 1st Floor Area | 515 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 45,816 sqft (1.05 acres) |
| Lot Dimensions | 166 ft deep x 276 ft wide |
| View / Lot | Waterfront |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 25 KELLAR DRIVE EXT |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3184 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 125 050-014-000 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 21, BERNHARDS BAY, NY 13028-0021 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2006 |
| Transfer Doc | 0000003605 |
| Record Updated | Oct 29, 2026 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,945.00 (+1.5%) | ||
| 2025 | $4,872.00 | $108,000 (-) Land $92,000 Building $16,000 | $196,364 (+18.18%) Land $167,273 Building $29,091 |
| 2023 | $108,000 Land $92,000 Building $16,000 | $166,154 Land $141,539 Building $24,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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