Oswego County and Constantia Town property record for 17 Kellar Dr Ext, Bernhards Bay, NY 13028
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1,000 sqft · built 1940 |
| Lot Size | 0.294 acres (12,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Jul 2014) |
| Tax Bill | $5,297 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.08-01-07.1 |
| Primary APN | 352689 311.08-01-07.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Upper Floors Area | 260 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 12,825 sqft (0.294 acres) |
| Lot Dimensions | 285 ft deep x 45 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 296 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 17 KELLAR DRIVE EXT |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 126 089-005-000 |
| Legal Subdivision | MERWIN PARK |
| Legal Block | 1 |
| Legal Lot Number | 7.100 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 MORGAN LN, NEW HARTFORD, NY 13413-5200 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on Record |
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 20146790 |
| Record Updated | Oct 29, 2026 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,297.00 (+1.48%) | ||
| 2025 | $5,220.00 | $116,900 (-) Land $69,600 Building $47,300 | $212,545 (+18.18%) Land $126,545 Building $86,000 |
| 2023 | $116,900 Land $69,600 Building $47,300 | $179,846 Land $107,077 Building $72,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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