25 Kaiya Ave, Inlet Beach, FL 32461 Property Records

Walton County property record for 25 Kaiya Ave, Inlet Beach, FL 32461

Property Summary

Property TypeCommercial Office
Details1 ba · 1,947 sqft · built 2023
Lot Size1.63 acres (71,003 sqft)
Owner2 Trust Names on File
Last Sale$1,927,600 (Sep 2026)
Tax Bill$15,117 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2022 Construction Loan
+ 6 more
Flood ZoneZone X (minimal risk)
APN27-3S-18-16000-002-0000

Property Details

APN / Parcel Number

Primary APN27-3S-18-16000-002-0000
Alternative APNs
  • 27-318-16000-002-0000
  • 1057187

Interior

Stories1 Story
Building Area1,947 sqft Gross Area
1st Floor Area1,947 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeMansard
Roof MaterialOther
Lot Area71,003 sqft (1.63 acres)
Lot Dimensions418 ft deep x 562 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address25 KAIYA AVE
CityINLET BEACH
StateFL
Zip32461-8271
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeTND
Legal DescriptionE 1248.28FT OF W1/2 OF FRACTL SE1/4 *LESS: SAND CLIFFS S/D & *LESS:SAND CLIFFS 1ST ADD, 2ND ADD & 3RD ADD 4TH ADD ALSO OR 223 PG 686 *LESS: 10.107AC DEEDED TO JAY B BRAGG FAMILY TRUST DESC AS: COM AT NE/C OF W1/2 OF SE1/4, S 01 DEG 13 54W 1197.27FT T
Legal SubdivisionSAND CLIFFS 1ST ADD
Legal Block200
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1001
Census Tract950611

Owner

25 Kaiya Ave, a commercial property, is held in a trust since September 2026.

Source: Walton County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address24 CATNAP ALY, INLET BEACH, FL 32461-8272
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Warranty Deed, Transfer · Conventional Mortgage
CAPITAL MORTGAGE
Jul 25, 2022Deed of Trust, Mortgage · Construction Mortgage
FNBT BANK
Sep 16, 2022Special Warranty Deed, Transfer
BURKE LAW AND TITLE LLC
Jun 13, 2022Special Warranty Deed, Transfer
BURKE LAW AND TITLE LLC
Jul 23, 2018Deed of Trust, Mortgage · Construction Mortgage
FNBT BANK
Apr 9, 2019Special Warranty Deed, Transfer
BURKE LAW AND TITLE LLC
Jun 12, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FNBT BK
Mar 15, 2018Trustee's Deed, Construction Loan · Line of Credit
SUMMIT BK/BENTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2026 · Amount on File
Deed SaleSep 23, 2026 · Amount on File
Prior SaleDec 20, 2013 · Amount on File
Deed Document Number202639077
Deed Book / Page3413 / 3059
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 23, 2026
Property Address25 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0000039077
Book / Page3413 / 3059
Instrument DateSep 18, 2026
Instrument202639077
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyBURKE LAW AND TITLE LLC, BURKE LAW & TITLE

Transaction

AmountAmount on Record
Tax$1,362,813.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

Mortgage

Document Number0000039079,
DateSep 23, 2026
Book Page3413/3065
Instrument202639079
Lender
NameCAPITAL MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address25 KAIYA AVE, INLET BEACH, FL 32461-8271
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

Mortgage

Document Number0032610131
DateJul 25, 2022
Book Page3261/131
Instrument20220034042
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateSep 16, 2022
Property Address25 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0032664843
Book / Page3266 / 4843
Instrument DateSep 12, 2022
Instrument20220041709
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyBURKE LAW AND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateJun 13, 2022
Property Address25 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0032554942
Book / Page3255 / 4942
Instrument DateJun 9, 2022
Instrument20220027602
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyBURKE LAW AND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CATNAP ALY, INLET BEACH, FL 32461-8272

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address38 KAIYA AVE, INLET BEACH, FL 32461-8271
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030800318
DateJul 23, 2018
Book Page3080/0318
Instrument2018000024466
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32549
Agreement
TypeConstruction Mortgage
AmountAmount on Record

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateApr 9, 2019
Property Address38 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0031014688
Book / Page3101 / 4688
Instrument DateApr 5, 2019
Instrument20190010840
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyBURKE LAW AND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13123 E EMERALD COAST PKWY # PKWY112, 13123, ROSEMARY BEACH, FL 32461-9604

Transferred To (Grantee/Buyer)

NameVerified Name
Address13123 E EMERALD COAST PKWY # 112, 112, ROSEMARY BEACH, FL 32461-9604

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWALTON FL
Recording DateJun 12, 2018
Property Address38 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0030761560
Book / Page003076 / 001560
Instrument DateJun 11, 2018
Instrument19423
Transaction TypeConstruction Loan
Record UpdatedJul 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address281 BUSINESS CENTRE DR MIRAMAR BEACH FL 325506984, MIRAMAR BEACH, FL 32550-6984

Mortgage

Document Number30761560
DateJun 12, 2018
Book Page003076/001560
Instrument19423
Lender
NameFNBT BK
Address29 N EGLIN PKWY, FORT WALTON BEACH, FL 32549
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWALTON FL
Recording DateMar 15, 2018
Property Address38 KAIYA AVE, INLET BEACH, FL 32461-8271
Document Number0030680483
Book / Page003068 / 000483
Instrument DateMar 13, 2018
Instrument8465
Transaction TypeConstruction Loan
Record UpdatedMar 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address281 BUSINESS CENTRE DR MIRAMAR BEACH FL 325506984, MIRAMAR BEACH, FL 32550-6984

Mortgage

Document Number30680483
DateMar 15, 2018
Book Page003068/000483
Instrument8465
Lender
NameSUMMIT BK/BENTON
TypeBank
AddressPANAMA CITY, FL 32406
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Kaiya Ave was $15,117, down 4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,117.00 (-3.97%)$1,673,065 (-2.92%) Land $733,500 Building $939,565$1,673,065 (-2.92%) Land $733,500 Building $939,565
2024$15,742.00 (-7.35%)$1,723,435 (-17.14%) Land $1,314,000 Building $409,435$1,723,435 (-17.14%) Land $1,314,000 Building $409,435
2023$16,990.00 (+17.5%)$2,079,900 (+30.64%) Land $2,079,900$2,079,900 (+30.64%) Land $2,079,900
2022$14,460.00$1,592,117 Land $1,592,117$1,592,117 Land $1,592,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Kaiya Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Kaiya Ave is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000

May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.

Nearby Properties on Kaiya Ave

Nearby Streets

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