Middlesex County and Watertown City property record for 25 James St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,668 sqft · built 1979 |
| Lot Size | 0.177 acres (7,697 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $13,782 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25430-35 |
| Primary APN | 25430-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 4,082 sqft |
| Basement Area | 1,334 sqft |
| Unfinished Basement | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,697 sqft (0.177 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7213 |
|---|---|
| Street Address | 25 JAMES ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1038 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Subdivision | SALE WAVERLEY PARK LAND CO |
| Legal Block | 29 |
| Legal Lot Number | 363 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 370101 |
25 James St, a duplex, is owner-occupied and held in a trust.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 25 JAMES ST, WATERTOWN, MA 02472-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 25 JAMES ST, WATERTOWN, MA 02472-1038 |
| Document Number | 69451-358 |
| Book / Page | 069451 / 000358 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 69451-358 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 069451/000358 |
| Instrument | 91892 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 25 James St was $13,782, up 7.3% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,782.00 (+7.33%) | $1,129,700 (+2.76%) Land $550,000 Building $579,700 | $1,086,098 |
| 2025 | $12,841.00 (+9.77%) | $1,099,400 (+9.96%) Land $550,000 Building $549,400 | |
| 2024 | $11,698.00 (-11.33%) | $999,800 (+2.91%) Land $535,100 Building $464,700 | |
| 2023 | $13,193.00 | $971,500 Land $511,900 Building $459,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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