18 James St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 18 James St, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,325 sqft · built 1984
Lot Size	0.126 acres (5,494 sqft)
Owner	Individual Name on Record
Tax Bill	$8,866 (2026)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`34240`

Property Details

APN / Parcel Number

Primary APN	`34240`
Alternative APNs	`WATE M:0526 B:0003 L:0018` `7227`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
Gross Area	2,019 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,494 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7227
Street Address	18 JAMES ST
City	WATERTOWN
State	MA
Zip	02472-1039
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Subdivision	18-20 JAMES STREET CONDO
Legal Block	3
Legal Lot Number	18
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1005
Census Tract	370101

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 BEVERLY RD, SHREWSBURY, MA 01545-5202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2015
Deed Sale	Aug 13, 2015
Prior Sale	Nov 25, 2003 · Amount on Record
Deed Book / Page	65905 / 495
Last Transfer Date	Jun 19, 2020
Transfer Doc	74974-192
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jun 26, 2020
Property Address	18 JAMES ST, WATERTOWN, MA 02472-1039
Document Number	74974-192
Book / Page	74974 / 192
Instrument Date	Jun 19, 2020
Instrument	100740
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BEVERLY RD, SHREWSBURY, MA 01545-5202

Mortgage

Document Number	74974-197
Date	Jun 26, 2020
Book Page	74974/197
Instrument	100741

Lender

Name	SIWELL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,866.00 (+23.05%)	$726,700 (+17.8%) Building $726,700	$681,720 (-)
2025	$7,205.00 (+1.38%)	$616,900 (+1.56%) Building $616,900	$681,720 (+10.79%)
2024	$7,107.00 (-10.54%)	$607,400 (+3.83%) Building $607,400	$615,315
2023	$7,944.00	$585,000 Building $585,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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