25 Jacob Gates Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 25 Jacob Gates Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,712 sqft · built 1973
Lot Size	3.46 acres (150,718 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jan 2015)
Tax Bill	$11,428 (2025)
Deeds & Mortgages	Sep 2021 Refinance Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:32 B:66`

Property Details

APN / Parcel Number

Primary APN	`HARV M:32 B:66`
Alternative APNs	`M:032.0 P:0066-0000.0` `1250320006600000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	4,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	150,718 sqft (3.46 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250320006600000
Street Address	25 JACOB GATES RD
City	HARVARD
State	MA
Zip	01451-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	66
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3008
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 JACOB GATES RD, HARVARD, MA 01451-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST CO
Mar 12, 2020	Deed of Trust, Mortgage · Balloon Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2015 · Amount on Record
Deed Sale	Jan 23, 2015 · Amount on Record
Deed Book / Page	53297 / 116
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	25 JACOB GATES RD, HARVARD, MA 01451-1824
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066087-348
Date	Sep 17, 2021
Book Page	66087/348
Instrument	130872

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	25 JACOB GATES RD, HARVARD, MA 01451-1824
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59664-26
Date	Nov 8, 2018
Book Page	59664/26
Instrument	118991

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	25 JACOB GATES RD, HARVARD, MA 01451-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62031-373
Date	Mar 12, 2020
Book Page	62031/373
Instrument	26033

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,428.00 (-12.9%)	$730,200 (-17.08%) Land $298,400 Building $431,800
2024	$13,121.00 (+0.39%)	$880,600 (+11.91%) Land $298,400 Building $582,200	$921,405
2023	$13,070.00	$786,900 Land $278,500 Building $508,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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