Worcester County and Harvard Town property record for 10 Jacob Gates Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,660 sqft · built 1966 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jan 2015) |
| Tax Bill | $12,429 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:32 B:85 |
| Primary APN | HARV M:32 B:85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 4,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1250320008500000 |
|---|---|
| Street Address | 10 JACOB GATES RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 85 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 761401 |
10 Jacob Gates Rd is owned and occupied by two individuals who bought it in January 2015.
Source: Worcester County and Harvard Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JACOB GATES RD, HARVARD, MA 01451-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Sep 14, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2015 · Amount on File |
| Deed Sale | Jan 13, 2015 · Amount on File |
| Prior Sale | Nov 17, 2004 · Amount on File |
| Deed Book / Page | 53259 / 19 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 10 JACOB GATES RD, HARVARD, MA 01451-1823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068375-319 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 68375/319 |
| Instrument | 113731 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 541 Months |
| Due | Nov 1, 2067 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 10 JACOB GATES RD, HARVARD, MA 01451-1823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59400-282 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 59400/282 |
| Instrument | 96946 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 10 Jacob Gates Rd was $12,429, up 5% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,429.00 (+5.03%) | $794,200 (-) Land $278,600 Building $515,600 | |
| 2024 | $11,834.00 (-2.12%) | $794,200 (+9.11%) Land $278,600 Building $515,600 | $895,470 |
| 2023 | $12,090.00 | $727,900 Land $258,700 Building $469,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Jacob Gates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Jacob Gates Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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