25 Holmes St, Westerly, RI 02891 Property Records

Westerly Town property record for 25 Holmes St, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,504 sqft · built 1962
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:78 B:118`

Property Details

APN / Parcel Number

Primary APN	`WEST M:78 B:118`
Alternative APNs	`M:078 B:118 L` `3077545`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	2,240 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3077545
Street Address	25 HOLMES ST
City	WESTERLY
State	RI
Zip	02891-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	118
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2032
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:78 B:118

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 HOLMES ST, WESTERLY, RI 02891-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GROTON MUNI EFCU
Feb 28, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CHARTER OAK FCU
Sep 19, 2018	Warranty Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 11, 2019
Transfer Doc	2019-2974
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	25 HOLMES ST, WESTERLY, RI 02891-3111
Document Number	2019-2521
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOLMES ST WESTERLY RI 028913111, WESTERLY, RI 02891-3111

Mortgage

Document Number	2019-2521
Date	Aug 05, 2019
Book Page	002019/012521
Instrument	3207

Lender

Name	GROTON MUNI EFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 04, 2029

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 28, 2019
Property Address	25 HOLMES ST, WESTERLY, RI 02891-3111
Document Number	2019-2974
Book / Page	2019 / 2974
Instrument Date	Feb 11, 2019
Instrument	793
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019-2976
Date	Feb 28, 2019
Book Page	2019/2976
Instrument	794

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 19, 2018
Property Address	25 HOLMES ST, WESTERLY, RI 02891-3111
Document Number	2018-5497
Book / Page	002018 / 015497
Instrument Date	Feb 28, 2018
Instrument	3913
Transaction Type	Transfer
Record Updated	Oct 09, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOLMES ST WESTERLY RI 028913111, WESTERLY, RI 02891-3111

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,149.00 (+6.6%)	$404,700 (+39.22%) Land $166,900 Building $237,800
2023	$2,954.00 (+0.61%)	$290,700 (-) Land $119,200 Building $171,500
2022	$2,936.00	$290,700 Land $119,200 Building $171,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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