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18 Holmes St, Westerly, RI 02891 Property Records

Westerly Town property record for 18 Holmes St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 988 sqft · built 1967
Lot Size0.201 acres (8,765 sqft)
OwnerCompany Name on File
Last Sale$430,000 (Jul 2025)
Tax Bill$2,970 (2025)
Deeds & MortgagesJul 2025 Sale
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:78 B:114

Property Details

APN / Parcel Number

Primary APNWEST M:78 B:114
Alternative APNs
  • M:078 B:114 L
  • 20137001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,636 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,765 sqft (0.201 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number20137001
Street Address18 HOLMES ST
CityWESTERLY
StateRI
Zip02891-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block114
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2055
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:78 B:114

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address461 DYER AVE, CRANSTON, RI 02920-7036
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Warranty Deed, Transfer
Aug 25, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
NAVY FCU
May 18, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleAug 25, 2021 · Amount on Record
Deed Book / Page2025 / 9787
Prior Transfer DateFeb 07, 2020
Prior Transfer Doc0000000604
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 21, 2025
Property Address18 HOLMES ST, WESTERLY, RI 02891-3112
Document Number02025-9787
Book / Page2025 / 9787
Instrument DateJul 18, 2025
Instrument2025-2328
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 DYER AVE, CRANSTON, RI 02920-7036

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 25, 2021
Property Address18 HOLMES ST, WESTERLY, RI 02891-3112
Document Number2021-21657
Book / Page2021 / 21657
Instrument DateAug 24, 2021
Instrument2021-4825
Transaction TypeTransfer
Record UpdatedSep 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 PERKINS FARM DR APT 424, 424, MYSTIC, CT 06355-4052

Mortgage

Document Number20214826
DateAug 25, 2021
Instrument2021-4826
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateMay 18, 2021
Property Address18 HOLMES ST, WESTERLY, RI 02891-3112
Document Number2021-13585
Book / Page2021 / 13585
Instrument DateMay 04, 2021
Instrument2021-2968
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CANAL ST, WESTERLY, RI 02891-1586

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,970.00 (-1.2%)$381,800 (+29.03%) Land $161,800 Building $220,000
2023$3,006.00 (+0.57%)$295,900 (-) Land $115,600 Building $180,300
2022$2,989.00$295,900 Land $115,600 Building $180,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
5 of 8 on primary residences
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (Mar 2010), 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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