25 Grayson St, Rocky Mount, VA 24151 Property Records

Franklin County property record for 25 Grayson St, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1925
Lot Size	0.615 acres (26,789 sqft)
Owner	Individual Name on Record
Tax Bill	$654 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210 00-163 00`

Property Details

APN / Parcel Number

Primary APN	`210 00-163 00`
Alternative APN	`34195`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,418 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	26,789 sqft (0.615 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34195
Street Address	25 GRAYSON ST
City	ROCKY MOUNT
State	VA
Zip	24151-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRAYSON STREET SCUFFLING HILL ROAD
Legal Subdivision	SCUFFLING HILL
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2001
Census Tract	20802

Owner

Source: Franklin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK TRUST
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 7, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2024
Transfer Doc	0012251583
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Aug 19, 2026
Property Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507
Document Number	0000005443
Book / Page	1248 / 3138
Instrument Date	Aug 14, 2026
Instrument	20265443
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507

Mortgage

Document Number	0000005443,
Date	Aug 19, 2026
Book Page	1248/3138
Instrument	20265443

Lender

Name	BANK TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507

Mortgage

Document Number	0011662891
Date	Jul 22, 2021
Book Page	1166/2891
Instrument	210006816

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Sep 1, 2051

March 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 7, 2025
Property Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507
Document Number	0012251583
Book / Page	1225 / 1583
Instrument Date	Mar 4, 2025
Instrument	250001393
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 WADE PLACE RD, AXTON, VA 24054-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRAYSON ST, ROCKY MOUNT, VA 24151-6507

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Municipality	Rocky Mount Town
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00 (+25.77%)	$152,300 (+78.34%) Land $33,000 Building $119,300	$152,300 (+78.34%) Land $33,000 Building $119,300
2023	$520.00	$85,400 (-) Land $30,000 Building $55,400	$85,400 (-) Land $30,000 Building $55,400
2022		$85,400 Land $30,000 Building $55,400	$85,400 Land $30,000 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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