110 Grayson St, Rocky Mount, VA 24151 Property Records

Franklin County property record for 110 Grayson St, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,458 sqft · built 1965
Lot Size	5.19 acres (226,294 sqft)
Owner	Individual Name on File
Last Sale	$420,895 (Jul 2021)
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`210 00-160 00`

Property Details

APN / Parcel Number

Primary APN	`210 00-160 00`
Alternative APN	`34190`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,458 sqft Living Area
Gross Area	4,804 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	226,294 sqft (5.19 acres)
Terrain	Rolling
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	403 sqft
Deck Area	16 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34190
Street Address	110 GRAYSON ST
City	ROCKY MOUNT
State	VA
Zip	24151-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GRAYSON STREET
Legal Subdivision	GRAYSON STR
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2001
Census Tract	20802

Owner

110 Grayson St is owned and occupied by an individual who bought it in July 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA ROANOKE FCU
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KEMBA ROANOKE FCU
Jul 6, 2021	Deed, Transfer · Conventional Mortgage US MORTGAGE CORP
May 31, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK & TR CO
Dec 8, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST BK
Apr 6, 2017	Grant Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Document Number	20216271
Deed Book / Page	1165 / 3317
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012081389
Date	Jan 24, 2024
Book Page	1208/1389
Instrument	240000381

Lender

Name	KEMBA ROANOKE FCU
Type	Credit Union
Address	SALEM, VA 24153

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2034

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011831118
Date	Apr 27, 2022
Book Page	1183/1118
Instrument	220003342

Lender

Name	KEMBA ROANOKE FCU
Type	Credit Union
Address	SALEM, VA 24153

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 30, 2032

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 6, 2021
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Document Number	0011653317
Book / Page	1165 / 3317
Map Reference	MB 1091 PG 509
Instrument Date	Jul 6, 2021
Instrument	210006271
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL INS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	210006272
Date	Jul 6, 2021
Instrument	210006272

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 31, 2018
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Document Number	0011083057
Book / Page	001108 / 003057
Instrument Date	May 25, 2018
Instrument	3400
Transaction Type	Construction Loan
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11083057
Date	May 31, 2018
Book Page	001108/003057
Instrument	3400

Lender

Name	FIRST BK & TR CO

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 8, 2017
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Document Number	0011011170
Book / Page	001101 / 001170
Instrument Date	Dec 4, 2017
Instrument	7847
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	11011170
Date	Dec 8, 2017
Book Page	001101/001170
Instrument	7847

Lender

Name	FIRST BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 7, 2018

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 6, 2017
Property Address	110 GRAYSON ST, ROCKY MOUNT, VA 24151-2032
Document Number	0010910506
Book / Page	001091 / 000506
Instrument Date	Apr 5, 2017
Instrument	2092
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 GRAYSON ST ROCKY MOUNT VA 241512032, ROCKY MOUNT, VA 24151-2032

Mortgage

Document Number	10910511
Date	Apr 6, 2017
Book Page	001091/000511
Instrument	2093

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 110 Grayson St was $2,789.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Municipality	Rocky Mount Town
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,789.00	$648,800 Land $63,200 Building $585,600	$648,800 Land $63,200 Building $585,600
2023	$2,116.00	$346,900 (-) Land $60,200 Building $286,700	$346,900 (-) Land $60,200 Building $286,700
2022		$346,900 Land $60,200 Building $286,700	$346,900 Land $60,200 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Grayson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Grayson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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